AIG Annuity Insurance Company UltraMYG Annuity Product and Purchase Information Page for California Residents

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this page is for California Residents only
Online Annuity Information and Purchase Page for AIG Annuity Insurance Company / UltraMYG

UltraMYG Annuity Information

Issue Ages

0-85 for a non-qualified annuity

0-70 for a qualified annuity

Minimum Initial Premium

$5,000 for a non-qualified annuity

$5,000 for a qualified annuity

Minimum guaranteed Rate

3% annually

UltraMYG Annuity Withdrawals

Full or partial withdrawals in excess of any permit-

ted free amounts made during. the first nine years

will be subject. to a market value. adjustment and

an early withdrawal charge as shown in the folow-

ing chart:

Early Withdrawal Charges*

% of Amount Withdrawn

in excess of Permitted Free Amounts

Policy Years	Charge**
1	9%
2	8%
3	7%
4	6%
5	5%
6	4%
7	3%
8	2%
9	0%

* - Unless your annuity is a Roth IRA, withdrawals

will be treated for federal. income tax purposes as

coming first from earnings, taxable as ordinary in-

come, and as a return of. principal only after earn-

ings are exhausted.

** - Percentages shown are end. of year charges.

Percentages. decrease. on a pro-rata. basis after

the first year.

UltraMYG Annuity Withdrawal Amounts

After the first policy year, you get one free with-

drawal each. year up. to ten percent of your an-

nuity value ($250 minimum). This free withdraw-

al is not subject. to a market. value adjustment

or early. withdrawal. charge. In. lieu of. a single

withdrawal, after. 30 days. the. company's cur-

rent practice. is to allow. you to systematically

withdraw. interest ($50 minimum). on a month-

ly, quarterly, semi-annual, or annual basis.***

*** - The company's practice of allowing imme-

diate free. withdrawals of accumulated interest.

is subject to change. The value of. the annuity

must not fall below $5,000.

Market Value Adjustment

For information. about the. Market Value Ad-

justment, click on the following link:

(PDF: 128k)

UltraMYG Annuity Extended Care Rider

Early withdrawal. charges may be waived in

the event. the annuitant. receives. qualifying

extended. care (subject. to the. terms of the

Rider). .The. extended. care. must. begin at

at least one year after. the Policy. Date; the.

extended care. must be. provided in a quali-

fied. institution. for. at least. 90 consecutive

days; and coverage terminates on the earli-

est of the date on which the annuitant turns

age 75, the. date income. payments begin,.

the date on. which the annuity policy termi-

nates, or the date of the annuitant's death.

AIG Annuity Insurance Company

RATINGS

Moody's Investors Service - Aa1

2nd highest of 19 ratings (Aaa thru C)

Standard & Poor's Corp. - AA+

2nd highest of 22 ratings (AAA thru R)

A.M. Best Company - A+

2nd highest of 15 ratings (A++ thru F)

Fitch - AA+

2nd highest of 24 ratings (AAA thru DD)

Featured Annuity Product

•UltraMYG (Multiple Year Guarantee) Annuity

The UltraMYG offers stability & tax deferral to

strengthen. your future. financial. security.The

UltraMYG is. issued & guaranteed by the AIG

Annuity Insurance Company.

Description

The UltraMYG annuity is a single premium, tax-

deferred, market value adjusted (MVA) annuity.

UltraMYG two page description:

(PDF: 113k)

Bullet Points

• No up-front sales charges or annual fees

• Interest earnings are tax-deferred

• Extended Care Rider

• Beneficiaries can avoid frustrations of probate

• You can receive your interest on a monthly,

..quarterly, semi-annual, or annual basis

Death Benefit

A death. benefit is. paid to. the beneficiary

upon. the. death. of. an. owner. A surviving

joint owner. is deemed. to. be. the primary

beneficiary. of a. deceased. owner. unless

another beneficiary is specifically designa-

ted. If. the death occurs. before an income

plan. begins, the. beneficiary. will. be paid

the withdrawal value. The withdrawal value

is equal to the annuity value less any ear-

ly withdrawal. charge. without. an MVA. If

the beneficiary elects an income option of

at least 5 years, the. annuity value will be

be payable.

Who is the agent handling my annuity transaction?

William E. Baker, J.D.

California Department of Insurance License #0489216

To check my license status with the

California Department of Insurance:

1). go to:

http://www4.insurance.ca.gov/wu/licw_lic_search$.startup

2). enter: 0489216 in the box following the words:

....."License Number"

3). click on the "Submit Query" button

I hope you enjoy visiting this site and if you have

any questions or comments feel free to send me

an e-mail message.

Current Interest Rates

UltraMYG Annuity	as of 02/26/2003/*
First Year Rate	Rate for years 2-6	Minimum Guaranteed Rate
7.25%	3.25%	3.00

* - .The interest rates shown in the First Year Rate, Rate

......for years 2-6, and Minimum Guaranteed Rate col-

......umns above are subject to change at any time.

** - The interest rate you receive on the UltraMYG Annu-

......ity you. purchase may be different than the Current

......Interest Rates. presented in the table above. Rates

......are set for. each. UltraMYG. Annuity. contract when

......the premium. is. received. with. a dated..application,

......for an UltraMYG. Annuity, signed by the annuity ow-

......ner(s) & the licensed agent transacting the annuity.

How to purchase an UltraMYG Annuity

(California Residents Only)

To purchase an UltraMYG Annuity

go to the following sections below:

•DOWNLOADABLE ANNUITY PURCHASE FORMS

•SUBMITTING & PROCESSING YOUR ANNUITY APPLICATION

If you need help completing the forms

send us an e-mail message with your

inquiry; please include your phone number.

•DOWNLOADABLE ANNUITY PURCHASE FORMS

CALIFORNIA RESIDENTS ONLY

Annuity Purchase Forms***/****:

Forms for cash purchase:

Deferred Annuity Application (AP68-00)

(PDF: 144k)

Owner Acknowledgment (AIGA 316-UM)

(PDF: 69k)

Financial Products Disclosure (AIGA 258 CA)

(PDF: 34k)

Download this form with all above forms

if transfer or exchange:

Request to Transfer Funds (AGPA 102)

(PDF: 124k)

Download this for with all above forms

if replacement is involved:

Notice Regarding Replacement (AIGA 038)

(PDF: 35k)

***These annuity forms are in Adobe Acrobat Portable

Document Format (PDF) you will. need an Adobe Ac-

robat Reader to read and print out these forms.

****If you. are not. able to. download the above forms,

you can call us at 650-355-4576 (press the 1 key on

your phone dialpad) & leave your name, address, and

phone number. We can send. the forms. to you in the

mail or call you back with any information

•SUBMITTING & PROCESSING YOUR ANNUITY APPLICATION

CALIFORNIA RESIDENTS ONLY

Here's how you can purchase your annuity:

1). Go to the above section titled Annuity Purchase

Forms and download the forms you need.

2). Print the forms. Fill out, sign, and date the forms.

3). If you have any questions about filling out the forms

call for assistance at 650-355-4576

4). Make out a check payable to:

.....AIG Annuity Insurance Company

in the amount that you want to invest in your annuity. Maxi-

$500,000 call us at 650-355-4576 so we can contact AIG An-

nuity Insurance Co. to seek prior approval for the deposit.

5). Mail your check and annuity application forms to:

.....William Baker

.....Agent, AIG Annuity Insurance Company

.....3940 Chilton Lane

.....San Bruno, CA 94066